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For Individuals

Send, pay, and live smarter.

Your one wallet for everything — send money, pay bills, buy airtime, and manage your finances across Africa. Fast, secure, and free to use.

Create Free Account
Free transfers No monthly fees

Everything in one wallet

Stop juggling apps. One wallet for transfers, bills, savings, and more.

Smart Wallet

Multi-currency wallet supporting NGN, KES, GHS, ZAR, USD, and crypto. View balances, track spending, and manage your money effortlessly.

Instant Transfers

Send money to anyone in Africa instantly. Phone number, email, or BrilliPay tag — it arrives in seconds.

Bill Payments

Pay airtime, data, electricity, cable TV, internet, and education fees across 200+ billers in one tap.

Cross-Border Transfers

Send money across African countries with the best rates. No hidden fees, no surprises.

Pay bills in seconds

Top up airtime, buy data, pay electricity, and more. All from your wallet.

Airtime

MTN, Airtel, Glo, 9mobile...

Data

All networks supported

Electricity

EKEDC, IKEDC, AEDC...

Cable TV

DSTV, GOtv, Startimes

Internet

Spectranet, Smile, Swift...

Education

WAEC, JAMB, NECO

How sending money works

1

Enter Recipient

Phone, email, or BrilliPay tag

2

Enter Amount

Choose currency & see rate

3

Confirm with PIN

Secure 4-digit transaction PIN

4

Done!

Money arrives instantly

Ready to get started?

Create your free BrilliPay account in under 2 minutes and start transacting across Africa.

Create Free Account